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IXOPAY

IXOPAY and Aperia Team Up to Boost Global Payment Security

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IXOPAY, a leading payments technology provider handling more than $35 billion in payment volume through its enterprise-grade payment orchestration platform, announced today that it has merged with Aperia Compliance, a subsidiary of Aperia Solutions and a leading firm in Payment Card Industry Data Security Standard (PCI DSS) data validation and risk management. Serving more than 100 merchant acquirers, Aperia Compliance will operate as “Aperia Compliance, an IXOPAY company.”

IXOPAY offers enterprise-grade PCI DSS Level 1 and 2 solutions, powered by advanced
tokenization. Paired with Aperia Compliance’s robust PCI DSS Level 3 and 4 solutions—including PCI Apply 4.0 and the new 6.4.3 product—the combined offering delivers a scalable, end-to-end solution enabling merchants, independent sales organizations (ISOs), and payment processors to comply with global data security standards, streamline operations, and drive revenue growth.

“Today’s merger with Aperia Compliance enables IXOPAY to extend its capabilities, providing
merchant acquirers of all sizes with powerful tools to navigate updated PCI DSS Version 4.0
requirements and secure their payment systems,” said Brady Harris, CEO of IXOPAY.

“By combining Aperia Compliance’s PCI DSS Level 3 and 4 solutions with our enterprise-grade
payments orchestration, we’re expanding our platform to further simplify compliance, enhance
security, and support businesses as they adapt to the evolving payments landscape.”
Customers of both companies will immediately benefit from the merger. IXOPAY customers will
have access to Aperia Compliance’s PCI DSS Level 3 and 4 validation and risk management
solutions, which includes self-assessment questionnaire assistance, vulnerability scanning,
multilingual support, integrated security solutions, data breach protection, merchant education,
and reporting and analytics. Aperia Compliance customers – ISOs, processors, banks, and
payfacs – gain access to IXOPAY’s PCI DSS Level 1 and 2 tokenization and payment
orchestration capabilities, along with fraud prevention, automated account updater, 3-D Secure
authentication, point-to-point encryption, network token security, and detailed compliance
reporting with universal tokens.

“The strategic merger of Aperia Compliance and IXOPAY creates a broader set of tools to help
businesses compete in the fast-paced payments space,” said Kevin Mokarow, Chairman and
CEO of Aperia Solutions and senior advisor to the IXOPAY board of directors. “By combining
strengths, we’re extending IXOPAY’s capabilities to small and medium-sized businesses
worldwide, helping merchants, ISOs and processors reduce errors, prevent fraud, and
streamline operations for sustainable growth.”

The merger with Aperia Compliance is the latest transaction announced by IXOPAY, a portfolio
company of K1 Investment Management, following IXOPAY’s recent merger with TokenEx and
a slate of new executive appointments, including CEO Brady Harris.

“This is another step on the way to creating a payments industry leader,” said Tarun Jain,
Principal at K1 Investment Management. “Earlier this year, the integration of TokenEx’s
advanced tokenization technology positioned IXOPAY at the forefront of payment data security
and innovation. With the addition of Aperia Compliance’s PCI products, IXOPAY continues to
strengthen its platform, and create resilient, secure, and flexible payment operations for
businesses worldwide.”

Aperia Compliance’s management team is continuing with the business under IXOPAY. Aperia
Solutions is not a part of the merger and will continue to operate under the Aperia brand.

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