Clear Junction Launches onChain Stablecoin Pay-In Service

 Clear Junction, the global provider of cross-border payments and banking services infrastructure for licensed financial institutions, has introduced onChain Stablecoin Pay-In, enabling its clients to accept stablecoin pay-ins from their customers. Once a transfer is cleared and checks are completed, Clear Junction converts supported stablecoins and credits the institution in fiat.

The service is part of Clear Junction’s broader onChain initiative, which integrates blockchain-based rails into regulated banking operations as a practical funding and settlement capability. Following the launch of onChain settlement in 2025, the introduction of Pay-In extends the model into inbound funding, responding to the growing institutional demand for stablecoin flows that fit within existing governance, controls, and reporting frameworks.

onChain Stablecoin Pay-In is designed for banks, electronic money institutions (EMIs), and money service businesses (MSBs). Through their own apps or online banking environments, clients can offer  their customers stablecoin-based prefunding while maintaining a fiat-first operational experience.

End customers receive a dedicated deposit address on supported networks. Each transfer is screened at transaction level before conversion and fiat crediting to GBP, EUR or USD accounts.

For banks and payment firms, stablecoins are moving from pilots into day-to-day operations. Independent research indicates that more than 50% of financial institutions plan to adopt stablecoins within the next 12 months, with production use already established in settlement and liquidity management. The challenge has been operational fit: how to support stablecoin flows without introducing parallel systems, additional risk or fragmented oversight.

Clear Junction’s onChain approach treats digital assets as infrastructure within regulated payment operations. Stablecoins funding is managed through an operational model aligned to established account controls, supporting reporting and reconciliation.

“Stablecoins are increasingly part of how value moves across borders and time zones,” said Teresa Cameron, Group CEO at Clear Junction. “Financial institutions are asking for ways to use these rails inside existing account models, with clear governance, evidence and controls. Clear Junction builds the payments plumbing that makes it operational. This new product brings stablecoins into day-to-day account operations with transaction-level screening, a fiat-first experience, and audit-ready evidence.”

How it works:

• The bank or EMI enables onChain Stablecoin Pay-In via API or the Clear Junction portal.
• The bank or EMI presents a stablecoin pay-in option to its end customers in its own app or online banking environment.
• Each end customer is given a dedicated deposit address for the selected stablecoin and network.
• Clear Junction screens each transfer at transaction level before conversion and crediting.
• Once cleared, Clear Junction converts and credits the institution in fiat, supporting onward account activity for the end customer.

Teresa concluded: “By bringing stablecoin funding into the same operating model as fiat, we’re now enabling institutions to benefit from faster cross-border settlement and improved liquidity efficiency, without fragmenting treasury oversight or compliance processes.”

The service is available to eligible clients and is now open for onboarding. 

For more information, visit: https://clearjunction.com/