ING Chooses Wero to Power a Simple, Seamless and European Way to Pay

ING has officially chosen Wero as its next-generation digital payment solution, marking a significant step toward a unified European payments ecosystem. Designed to be simple, seamless and made in Europe, Wero enables customers to pay, request money and shop online — and soon in stores — quickly and securely.

Now live for ING customers in Belgium and Germany, and gradually rolling out in the Netherlands, Wero represents a European-built alternative focused on instant, account-to-account payments.

Built Under a European Vision

Wero was developed under the European Payments Initiative (EPI), a collaboration between major European banks and payment providers, including ING. The initiative aims to create a shared European payment platform that supports instant cross-border transactions and strengthens Europe’s digital autonomy.

Using SEPA Instant Payments, Wero enables money transfers directly from one bank account to another in less than 10 seconds. The solution has been operational since July 2024 and is currently available in France, Germany, the Netherlands and Belgium, serving around 48 million users. Luxembourg is expected to join later this year.

A Milestone for European Payments

Hans Overeem, ING’s Head of Payments, described the move as a milestone:

“For the first time, we have a truly European, instant, account-to-account solution that makes everyday payments as simple, seamless and secure as our customers expect. This demonstrates what European banks can achieve when working together with a shared ambition.”

He added that Wero not only introduces a new way to pay but also lays the foundation for future innovation in online and mobile payments across Europe.

Strong Rollout Across Key Markets

In Belgium, ING was among the first banks to launch Wero in November 2024, enabling instant payments via QR code, phone number or URL within the ING app. The Belgian rollout has already surpassed one million users. In January 2026, ING Belgium introduced Wero for e-commerce payments, allowing customers to pay at checkout by scanning a QR code — with no need to enter card details — transferring funds directly from their bank account.

In Germany, ING launched Wero peer-to-peer payments in August 2025, with more than 500,000 wallets activated so far. Online payment functionality is expected to follow later this year.

In the Netherlands, ING has begun transitioning from iDEAL to Wero. Customers are already seeing a combined iDEAL/Wero logo at checkout as payments are gradually migrated to the new platform. Full migration is expected by the end of 2027. By the end of 2026, customers will benefit from new features such as purchase protection, while merchants will gain expanded capabilities including one-click payments and pay-on-delivery options.

Toward a Unified Europe

Earlier this week, EPI signed a Memorandum of Understanding with Bancomat, Bizum, SIBS (MB WAY) and Vipps MobilePay to enable seamless cross-border payments across Europe by 2027 — further accelerating the vision of a truly interoperable European payments landscape.

Blending “we” and “euro,” and echoing the Italian word vero meaning “true,” Wero reflects a unified European payment identity. With ING’s adoption, the platform is positioned as more than a payment method — it is a cornerstone of Europe’s digital payments future.