Fingular named as the Best Neobank Singapore 2025

Fingular, a global fintech holding headquartered in Singapore, was recognized as a winner of Global Excellence Chronicle Magazine Award 2025. Fingular was selected as the winner in category “Best neobank Singapore” for its innovative, technology-driven financial solutions and its focus on serving underserved communities throughout Asia and beyond.

Founded in Singapore in 2021, Fingular has swiftly expanded its footprint across key markets, with consumer financing products now available in Indonesia, Malaysia, India, through partnerships with local players. In Malaysia, the company operates a BNPL service offering under the AhaPay brand. 

The company continues to develop its partnerships with major global brands, aiming to enhance customer experience. Its roster of collaborators includes ride-hailing platform InDrive, Indonesian telecoms, payment solutions, Asian popular insurance companies and other major players.

Fingular cites its adaptable technology infrastructure as a key driver of its rapid market entries, claiming it can launch in a new geography within three months. The tech stack is designed for swift deployment, with roughly 70% of its codebase reusable and an additional 20% configurable without additional programming.

Maxim Chernuschenko, CEO of Fingular, said: “As the only Singapore-based company in this year’s ranking, we are proud that our fintech innovations have received such recognition. This award reflects the dedication of an international team of specialists and our commitment to positive industry impact and reliable partnerships in every operating region.”

“It’s an immense honor to be part of the Global Excellence Chronicle Magazine Award. Our goal remains rapid growth coupled with market expansion — yet always prioritizing the societal impact of our endeavors. As we embark on this direction, sustained innovation and customer centricity will continue guiding us every step of the way.” —  added Fingular strategic backer Vadim Gurinov, Cypriot investor and entrepreneur.

Global Excellence Chronicle Magazine Award highlights some of the most exciting, innovative, and promising businesses from around the world. The list recognizes companies at the forefront whose strategy, achievements, dedication, and leadership of those who demonstrate outstanding achievement and are committed to delivering the products clients need and the results clients want, acting as a catalyst for the industry.