Intix Reports Biggest Payments Industry Shift in a Decade

Global payment revenues are under pressure, with margins shrinking as transaction volumes surge and fraud risks escalate. In response, Intix, a leading provider of transaction data management solutions, has released a compelling whitepaper titled ‘The Cusp of Change in the Global Payments Landscape’ offering a blueprint for banks, payment service providers (PSPs) and fintech firms to navigate this shifting landscape. 

The report examines how real-time transaction data and analytics can help businesses overcome the challenges of growing payment complexity, the accelerated rise of instant payments and the shift from card-based to account-to-account (A2A) transactions.

Key Findings from the Whitepaper:

·  Global payment volumes are rising, but margins are shrinking. According to BCG, the sector’s CAGR is forecasted to drop from 9% to 5% by 2028, challenging traditional revenue models.

·  Instant payments are becoming the new standard. The Federal Reserve reports that 86% of businesses and 74% of consumers have already adopted real-time payments, with instant transactions expected to account for 27% of global electronic payments by 2028.

·  A2A transactions are set to rival card payments, with the market projected to reach $8.3 trillion by 2030.

·  As the payment ecosystem becomes more fragmented, traditional financial institutions face mounting challenges in managing regulatory compliance, fraud prevention and infrastructure resilience.

“The payments industry is evolving faster than ever, making data-driven decision-making essential,” comments Yoann Vandendriessche, Group Chief Product Officer at Intix & NetGuardians. “At Intix, we believe that real-time access to transaction insights is the key to navigating this complexity and unlocking new opportunities for growth and innovation.

Looking forward, as fraud threats intensify and regulatory scrutiny increases, financial institutions can no longer afford to operate in silos. Data must become a central pillar of the payment strategy, enabling smarter, safer and more efficient transactions.”

Intix’s whitepaper outlines how financial institutions can adapt by embracing scalable and secure transaction data management solutions. Key recommendations include obtaining full transparency through real-time payment monitoring and dynamic, smart routing to cut costs and boost transaction speed.

The report also highlights how AI and advanced analytics enhance fraud detection and compliance, spotting anomalies in real-time and building consumer trust in a rapidly changing payments environment. Solutions like these are already reducing fraud losses and improving operational efficiency for major financial institutions.

Download ‘The Cusp of Change in the Global Payments Landscape’ report to discover how leading financial institutions are adapting to the new payments landscape.