STET and G+D Partner to Implement Click to Pay in France and Beyond

STET and Giesecke+Devrient (G+D) announced that they have entered into a key
partnership to leverage STET’s footprint in the digital era.

The first step of this collaboration is the implementation in 2026 of a proprietary Click to Pay
solution based on EMVCo standards and adapted to the French co-badging environment
provided by G+D Netcetera.

This partnership combines STET’s expertise in real time tokenization for issuers and G+D’s
merchant integration capabilities and deep understanding of this ecosystem. Together they will
enable Cartes Bancaires (CB), the French domestic card scheme, and its banking community to
benefit from an innovative and tailored solution.

The solution will complement CB’s digital payment capabilities, thus offering secure and
seamless journeys for cardholders in e-commerce and maximizing the cart conversion rate for
merchants.

It will also offer a robust and efficient alternative to non-European e-commerce payment
solutions, thereby reinforcing sovereignty in digital payments.

Régis Folbaum, CEO of STET, declared: “This collaboration with a leading European player is a
tremendous opportunity for STET to bring innovation and enhance sovereignty in the digital
payment services to the benefit of the French domestic card scheme Cartes Bancaires and the
French banking community.”

Philippe Delanoue, CEO of G+D France, said: “We are proud to partner with STET on this
groundbreaking initiative that will bring Click to Pay to France for the first time. This collaboration
allows us to provide Cartes Bancaires with a secure, seamless one-click online transaction
solution that enhances the digital payment experience while maintaining European sovereignty.
Our combined expertise will deliver a tailored solution that meets the unique needs of the French
market while setting new standards for e-commerce payment security and convenience.”